Credit plays a critical role in our lives. It determines where we can live, what we can drive, where we can work, and what we can do.
There are approximately 113+ million adults (almost 34%) in the US that are typically categorized either “unbanked” and “underbanked” or have thin credit or poor credit and thus, limited or no access to traditional credit resources. **
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** https://www.badcredit.org/how-to/how-many-americans-have-bad-credit/
What we offer
Our mission is to provide individuals with the financial tools & resources to build & establish credit, manage & protect their assets, and achieve higher levels of success in their personal financial lives.
*accounts are subject to approval
Banking Services
Debit Card
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Savings
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Payments
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Get your Money faster (up to 2 days earlier)
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Protection from unauthorized charges and usage
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Stay in Control of your Money with real-time alerts​
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Let your money start earning interest with Automatic savings
Credit Builder
CX Credit Builder program uses your own cash to build & establish credit.
Using your CX secured card to make purchases and on-time payments can positively impact your FICO Scores.
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Start building your CREDIT Profile!!!
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Establish credit limit based upon deposits
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Reports payments to all 3 Credit Bureaus
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Credit usage and on time payments impacts credit scores
Good Credit
Bad Credit
• High interest rates
• High debt
• Hard to get out of debt
• Low interest rates
• Low to no debt
• Financial freedom
Why do I need to go into debt to establish credit?
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To get credit, you need credit. It’s a catch-22, and the system is set up against many. The current system is setup to get people reliant on and keep them in debt. CRA$H breaks that cycle and mindset, by completely changing how people build and use credit.
About CRA$H
The concept of CRA$H began years ago after the Founder Paul Hillard hit rock bottom financially and had to declare bankruptcy. After realizing the severity of the situation, Paul started the painful journey of healing, recovery, and rebuilding. Paul experienced firsthand the challenges millions face with low to no credit and the limitations it causes.
To get credit, you need credit. It’s a catch-22, and the system is set up against many. Also, the current system is setup to get people reliant on and keep them in debt. CRA$H breaks that cycle and mindset, by completely changing how people build and use credit.
CRA$H Financial is bringing innovative secured debt solutions to the market. True Democratize Credit Solutions.
CXF is a Financial Technology (FinTech) company that focuses on providing innovative financial solutions that inspire, educate and empower. We strive to release advanced tools & technologies so the mass population can thrive. Our hope is to empower everyone to make better financial decisions, increase savings and reach higher levels of success in their personal financial lives.
